PRODUCTS

Cambio knows even the most advanced analytics isn’t worth its weight in math unless the client is able to manage the analysis. For that reason, Cambio has developed software tools to help its clients maintain the highest levels of analytics prowess without the need for a staff of PhDs. While Cambio routinely develops custom software applications, Cambio also has standard software applications that are available either in licensed form or as an ASP solution:

DemandWeb

Utilizing the very latest in optimization technology, DemandWeb opens the door for what used to be very costly and complex technology and makes applications such as price optimization an attainable possibility for nearly any company.

DemandWeb also raises the bar in transparency. With most optimization solutions, the models and the optimization processes and algorithms were run in "black box" function. Not so with DemandWeb. With DemandWeb, the user knows exactly what data, models, objective functions and constraints are in play at all times. DemandWeb features all the tools needed to generate different business scenarios. Utilizing among the most high-powered solvers available today, DemandWeb can tackle just about any demand optimization problem. DemandWeb can handle basic tasks such as rate sheet generation, but also has the ability to provide optimized output on a point-of-service basis, as would be needed in a real-time negotiation.

Cambio is committed to bringing state-of-the-art demand optimization solutions to the mainstream and as such, has drastically reduced the financial barriers to entry.

ModelWeb

You have invested time and resources into developing models—parametric, non-parametric, time-series, propensity, survival models—and now you want to not only operationalize those models, you want to manage them and ensure the best performance from them. Enter ModelWeb: a tool developed by analysts for use by both the most ardent “quants” and business analysts. ModelWeb will enable you to manage, tune, and test the models you have built. No longer is refreshing your model a painstaking task of reanalyzing data and invoking difficult, expensive tools. ModelWeb provides a convenient web-based tool that redefines the notion of “best practice” in managing your models. ModelWeb is used for many industries! Find out why Fortune 500 companies adopt ModelWeb in their organizations.

Credix

Credix allows you to parse credit reports, report on specific attributes, compute metrics, and even render the output into a format of your choice. Unlike products offered by the credit bureaus, Credix puts no limitations on the attributes that you target and gives you all the flexibility you want to take information off a borrower's credit report, process specific trade line information, identify specific data from the credit report, and render the information back to you in whatever format you desire. Credix is a web-based solution that puts control of the rules and filters in your hands. As long as you have permissible purpose to obtain consumer credit data, you can use Credix to take your decisioning capabilities to the next level.

With Credix, you can bulk-process credit reports for due diligence and perform real-time surveillance on loan, debt or collection pools. The beauty of Credix is that it will return the data in the format of your choice. You might already have the "perfect" Excel spreadsheet with credit data in specific columns. It is difficult to make connective assumptions and decisions from a spreadsheet. No problem--Credix will process the credit data, populate your spreadsheet and return all the data to you--not just the spreadsheet, but the XML and PDF copies of the credit reports as well. Credix can also parse credit reports so that you can feed the data into loan origination or credit decisioning systems.

The bottom line is that Credix gives you absolute control over the credit data you use in your business.